What is Financial Stress? – Best Options to Say Goodbye

What is financial stress? How it impacts us? What we can do beat it and change our lives for the better? How can we avoid it and say no? Is it possible to never experience financial stress? What are the best options to say goodbye to financial stress?

Financial Stress?We all live in a world where stress seems to be everywhere we go and in almost everything we do.

There are different kinds of stress that we are experiencing daily, and sometimes even we can’t distinguish which is which.

Stress is just stress – it seems. Of course, nothing is ever so easy in this life. Right?

I believe that financial stress is the worst kind of stress, because it destroys our dreams, our hopes and let us wonder if we ever be free of it. I know the feeling. I experience this kind of stress more than I want to admit myself.

Do I ever experience financial freedom that I want so much? Will I finally succeed with my online business? These are the questions that I ask myself. This is what I am worried about.

But What Is Financial Stress?

Financial stress is stress that is caused by stressors like unstable income, little savings, high debt levels, and others. Financial stress is like a disease, pandemic even that cause serious financial problems among people.

But we all know that stress impacts our well-being, and it causes health, relationship issues, and even death. Sometimes people can’t take the financial pressure and bankruptcy and, sadly, they end their lives. I know at least one person who did just that.

I hope you understand how important is to do everything to reduce financial or other kinds of stress at all costs.

Money as a Stressor

Worried about money, about billsAccording to the American Psychological Association’s (APA) annual Stress report, about 90 % of Americans said that their financial stress levels remained the same or increased with time. Sadly, but money still is one of the top stressors.

We all live in a world where money is very important and we can’t live without it. If you want to enjoy your life fully, you need to have enough money.

How can you not? How can you enjoy your life if you need to fight with financial problems every single day?

Nobody wants that. Nobody can fully enjoy life if that’s the case. I know the feeling. But so many of us have these kinds of problems.

If we want to live a great life, we need to do everything in our power to keep our financial stress in check. We need to find ways to reduce it. Maybe we need to change our job, occupation or the ways we live and spend money.

The Major Financial Stressors:

1. Low or no savings at all

2. Rising debt levels

3. High student loan debt

4. Wanting a better lifestyle

How To Beat It? How to Fight Financial Stress?

How to say goodbye to financial stress? There is something that you can do if you don’t want to be overwhelmed by financial stress. Here are some tips that I use for myself and my family.

1. Be Positive

Say thanks for being aliveWhatever happens, stay positive, and that is something you can do for your well-being. Your health will say thank you for that. You deserved to be happy and healthy, and positivity is what can help you in difficult situations. A positive attitude can change everything, the whole situation.

It gives you strength to fight your fears about not paid bills and other problems with your finances. You will understand your financial weaknesses and strength much easier, and you will act accordingly.

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2. Find out the underlying problem

What is the reason behind your financial stress? Is it unemployment or lower income? Are you worried about retirement, divorce or unexpected illness? If you identify a problem, you will know where to start with your financial plan.

3. Set financial priorities

Think of how you can put your finances back on track. Try to prioritize your finances from this moment on. What are your major goals for the next year? Five years? 10 years? It takes more than this, but this is a good place to start.

4. Save more and spend less. Plan a budget

Budgeting helps to keep your finances in check and helps you to understand what you can do and what you can’t if you want to live as stress-free as you can. Save as much as you can.

Savings help to relieve stress

It is good to save for emergencies and for your retirement because both of them can put your finances under stress. If you think about it, you will worry less and be less stressful. We all want that. Right?

Did you know that budgeting is the best medicine to restrain your financial anxiety? But you need to plan smartly and carefully.

7. Explore other ways to earn money

There are great ways to earn money, and I don’t talk about a day job. I am talking about something much different, something that you can do from home and you only need a laptop and the internet.

I love affiliate marketing, and it’s an amazing opportunity to create a website, learn and earn money. It will help you reach more financial freedom and you don’t need to worry about lack of money. But of course, it takes times. All business would.

Recently I also joined to Network marketing company which seems very interesting. This can also be a great way to enjoy a better life with less stress and worry.

Create your own online business and forgot about financial stress. CLICK HERE for more information.

Who doesn’t want to be free? Free of any kind of burden that destroys our peace? Right?

Sometimes financial stress makes you make bad decisions that you later would regret it. happened to me once, and I don’t even want to talk about it, because I still feel the effects of it. I just hope it will not be as bad as I think right now it would be.


Money For YouI know how it feels to experience financial stress and something I want to call it financial anxiety because I am stressing too much sometimes even without reason.

Financial stress can make you make bad decisions that you will surely regret in the future, but at that time they seem alright.

As you know already, there is something you can do to beat financial stress and feel better about yourself and your situation. Your health and well-being is the most important thing, and actually, money and stress about a financial situation aren’t worth it.

What is financial stress for you? How do you experience it? Did you? What did you do to beat it? Let me know below!

Say goodbye to financial stress by creating your online business. CLICK HERE for more information.

Thank you! Until next time!

Linda Mo

Founder of How To Reduce Stress Naturally


  1. It’s very impressive with the article which talk about giving you a better life in your life time in the future, to reduce the anxiety of stress to bring light on your ways with greater changes to stay stable living the life and be happy.

    Getting more into this article give a free mind from financial. This is a great example of marketing needed in our coast to bring job opportunities to many.

    Scroll and read all.

  2. Dhayours

    Hmmm. Financial stress is really a disease that is common around the world. The lack of money or lack of sufficient money has thrown lots of people into the financial stress. I believe that the best way to kill financial stress is having stable income from several sources that cam meet ones needs and wants. 

    • Linda Mo

      Yes, stable income is necessary. But it is always better if people have different income streams that make everything less stressful and stable. 

      Thanks for your comment!

  3. Chrissie Spurgeon

    I agree that one of the best ways to reduce financial stress is to remain positive and to positively search for solutions.

    And I would also agree that one of the best ways to help with financial problems is to find another way to earn money to supplement your income. And as you also say, the best way to do that is to find a way to Make money online, so that you can fit the work connected with that into your everyday routine whilst still keeping your job until you get it properly established.

    But you need to know how to go about making money online, and how to avoid expensive mistakes which will certainly not help with your financial stress. The training which you will find at Wealthy Affiliate will teach you absolutely everything that you need to know in order to make your new business a success, and help you to join the ranks of entrepreneurs who have also learnt their craft at Wealthy Affiliate.

    Here’s to a stress-free future.

    Chrissie 🙂

    • Linda Mo

      I agreed. Thanks for a great comment! 🙂 Wealthy Affiliate helped me in more ways than one, but now it is my responsibility to become successful using the knowledge I got here. 

      It is really important to have more income than one especially these days that don’t really know what the future brings.

      Have a nice day! You too have a stress-free future 🙂

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